Actuarial

Trusted Actuarial Experience & World Recognized Reputation

We cover the full spectrum of services in life, health, property &casualty, and pensions.  Some of our specific service offerings are below.


Financial Services

  • Risk-Based Capital Analysis

  • GAAP, Statutory and Tax Financial Reporting 

  • Financial Services - Insurance Topic 944

  • Asset Adequacy Analysis of Reserve Liabilities

  • Life Insurance & Endowment 7702 Taxation

  • Own Risk and Solvency Assessment (ORSA)

  • Analysis of Acquisition and Mergers

  • Financial Solvency Analysis of Troubled Companies

  • Working Knowledge of NAIC’s Financial Analysis Handbook Working Group


Life & Annuity Insurance

Our life actuaries have provided consulting across numerous facets of the life insurance industry for more than 30 years. We have provided life and annuity actuarial analysis and oversight, risk management, and analytics for insurance companies, reinsurance companies, and international consulting firms.  Our experience includes:

  • Pricing for Structured Settlements

  • Asset and Liability Modeling

  • Statutory Accounting and Reserving Principles and Practices

  • Experience Studies – Mortality and Lapse Rate development and Monitoring

  • Asset Adequacy Analysis and Cash Flow Testing Model Development

  • Pricing of Life Insurance Products – Whole Life, Universal Life, Term and Annuities, Including Lapse Supported Products

  • Experience Projecting Life Expectancies on Life Settlement Policies

  • Policy Valuation Systems and Processes – Reconciliation of Reserve Data  

  • Assistance with Life Insurance Company Examinations on behalf of State Regulators.

  • Actuarial Modeling – Conversions, Development, Standardization, Training, Peer Review

  • Model Governance – Design and Implement Governance Frameworks


Health Insurance

Our actuaries have extensive experience in the following areas to serve your needs

  • Affordable Care Act

  • Medicare Advantage

  • Medical Stop Loss

  • Pricing for Self Insured Groups

  • Captive Insurance & Employee Benefits


Long Term Care and Supplemental Products

Our consultants have extensive experience providing actuarial consulting services related to long term care and supplemental insurance. Our experience includes:

  • Developing nationwide product roll-outs.

  • Managing insurance company actuarial functions supporting LTC, cancer, critical illness, Medicare  supplement, and other supplemental products.

  • Serving as a reinsurance marketing actuary for LTC, disability, and Medicare supplement blocks of business.

  • Rehabilitating Medicare supplement blocks of business.

  • Assisting state regulatory authorities with financial examinations and rate filing reviews related to LTC and health insurance companies.


Property & Casualty Insurance

We understanding pricing using advanced analytics and geospatial technologies.  The depth of our experience covers: